
Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love. With Affirm, you’ll never owe more than what you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Hearth makes it easy for you to find monthly payment options for your project, with:
- Loan amounts up to $250,000
- Affordable monthly payment options
- Funding within 1-3 days
- No prepayment penalties
- No home equity required
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.